Tina Nelson-Schelske, Walk-in Center Office Manager
Learn about your Office Manager
Email: schelst@nationwide.com 

Tina started her career with Nationwide in 2006 and has been serving Savings Plus since 2015. She graduated from California State University Fullerton, with a bachelor’s degree in communication. She has a passion for customer service and assisting the needs of the participants.

To schedule an on-site or virtual appointment with the Walk-in Center
1810 16th Street
Room 108
Sacramento, CA 95811

Hours: 8 a.m. to 5 p.m. (PT) Monday through Friday (excluding State holidays)

Joshua (Josh) Palmer, Internal Retirement Specialist
Schedule an online appointment
Phone: 1-916-307-5711
Counties: Sacramento
Email: palmej5@Nationwide.com

Josh started working in the financial service industry in 2010 and has been working with Savings Plus since 2014. He is currently the Internal Retirement Specialist in the Walk-in Office in Sacramento. Josh holds a FINRA Series 6 license. Josh enjoys breaking down intimidating concepts and processes, so people can walk away armed with the tools they need to make decisions that are impactful to their retirement needs.

1810 16th Street
Room 108
Sacramento, CA 95811

Justin Bailey, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-307-7028  
Counties: Sacramento
Email: Justin.Bailey@Nationwide.com

Justin started working in the financial service industry in 2007 and has been a licensed Retirement Specialist with Savings Plus since 2020. He graduated from California State University, Sacramento with a bachelor’s degree in finance, holds FINRA Series 7, 66, California Life, Health Insurance, and Variable Contracts licenses, and is an Accredited Asset Management Specialist (AAM^©) and a Certified Retirement Counselor (CRC^®). Justin takes pride in helping participants make the best-informed decisions on behalf of their retirement savings.

Jasmine Bauer, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-424-274-7148
Counties: Los Angeles, San Bernardino, and Ventura
Email: Jasmine.Bauer@Nationwide.com 

Jasmine started working in the financial service industry in 2012 and has been a licensed Retirement Specialist with Savings Plus since 2017. Prior to joining the Savings Plus team, she assisted in the wealth management of private sector clients. She’s also served as an advisor to non-profit and public sector retirement plans throughout Southern California. She holds FINRA Series 7, 63, 66, California Life, Health Insurance, and Variable Contracts licenses. Jasmine is passionate about helping people plan and save for their retirement. "There’s no greater gift than the sigh of relief shared by a participant who sees all their hard work and savings pay off when their retirement dreams are truly within reach."

Johnny Chang, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-800-4445
Counties: Butte, Colusa, Del Norte, Glenn, Humboldt, Lassen, Modoc, Nevada, Placer, Plumas, Sacramento, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, Yolo, and Yuba
Email: Johnny.Chang@Nationwide.com 

Johnny started working in the financial service industry in 2008 and has been a licensed Retirement Specialist with Savings Plus since 2012. A proud U.S. Army veteran, Johnny graduated from Columbia College with a bachelor’s degree in finance, holds FINRA Series 7, 66, California Life, Health Insurance, and Variable Contracts licenses, and is a Chartered Retirement Planning Counselor (CRPC©). Johnny is passionate about helping people make smart financial decisions by teaching them sound financial principles that reflect their values.

Jay Javier, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-882-3710
Counties: Alpine, Amador, Calaveras, El Dorado, Inyo, Madera, Mariposa, Merced, Mono, Sacramento, San Joaquin, Stanislaus, and Tuolumne
Email: Jay.Javier@Nationwide.com 

Jay started working in the financial service industry in 2000 after serving in the U.S. Air Force from 1995 to 1999. He has been a licensed Retirement Specialist with Savings Plus since 2015. He currently holds FINRA Series 7, 65, and 66 licenses and is a Chartered Financial Consultant (ChFC^®) and a Certified Retirement Counselor (CRC^®). Jay enjoys providing solutions to complex retirement situations, a feeling that’s priceless.

Sherri Panttaja, Sr. Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-559-254-3152
Counties: Fresno, Kern, Kings, Monterey, San Benito, San Luis Obispo, Santa Barbara, and Tulare
Email: Sherri.Panttaja@Nationwide.com 

Sherri started working in the financial services industry in 2009 and has been a licensed Retirement Specialist with Savings Plus since 2018. She graduated from the University of California, San Diego with a bachelor’s degree in biochemistry and cell biology and earned a Certificate of Personal Financial Planning from the University of California, Los Angeles. She holds FINRA Series 6, 63, 65, California Health, Life and Variable Insurance licenses, and is a Chartered Financial Consultant (ChFC^®) and a Certified Retirement Counselor (CRC^®). Sherri enjoys working with people and helping them save for retirement, because when you’re not worried about finances, you’re able to pursue new hobbies and activities that you enjoy!

Victor Tawn, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-415-710-6188
Counties: Alameda, Contra Costa, Lake, Marin, Mendocino, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano, and Sonoma
Email: Victor.Tawn@Nationwide.com 

Victor started working in the financial service industry in 2000 and has been a licensed Retirement Specialist with Savings Plus since 2016. He graduated from San Francisco State University with a bachelor’s degree in banking and finance, holds FINRA Series 7, 66, California Health, Life and Variable Insurance licenses. Victor recognizes that financial literacy isn’t commonplace, so he arms himself with experience in the financial area to help participants navigate the rigors of financial planning. He’s passionate about sharing his knowledge to better the lives of individuals and their families.

Advanced Retirement Planning

Savings Plus offers holistic retirement assessments to better prepare participants for the low-stress retirements they want. The experience leverages modern financial modeling tools and 1-on-1 guidance to help employees make informed decisions and reach their financial goals.

Ralph Hoskins, Personal Retirement Consultant (PRC)
Schedule an online appointment
Learn about your Personal Retirement Consultant
Phone: 1-916-538-7442
Email: Ralph.Hoskins@Nationwide.com 

Ralph started working in the financial services industry in 2009 and joined Savings Plus as a Retirement Specialist in 2014. In 2020, he became a Personal Retirement Consultant, serving the advanced planning needs of Savings Plus participants statewide. He graduated from Bowling Green State University with a bachelor's degree in English and holds FINRA Series 6, 7, 63, and 65 securities licenses as well as California Health and Life Insurance licenses. He’s been a Certified Financial Planner (CFP^®) since 2013. His favorite part of the job is helping participants separate investing "noise" from investment knowledge.