As employees approach retirement, they may need extra guidance to focus their planning. These resources can help them review retirement readiness, clarify income needs and learn how Savings Plus works with other benefits.
Planning retirement income
Stay in plan
Lump Sum Separation
A pair of grandparents enjoy their retirement by walking on a beach with their adult children and young grandchildren on a clear, sunny day.

RetireNext: Simpler retirement planning

RetireNext gives employees of all life stages a step-by-step guide to preparing for and living in retirement.

Explore RetireNext
Download the workbook

Planning retirement income

Share tools and knowledge to help participants create a withdrawal strategy and manage retirement income.

This checklist outlines key actions employees should take to prepare for retirement.

This article discusses potential withdrawal options to help participants stretch retirement savings.

Learn more about our digital planning tool to help participants track retirement readiness.

Encouraging participants to stay in plan

Our participant support doesn’t stop at retirement. By staying with Savings Plus, retirees can continue to:

Take advantage of lower investment fees

Use tools and personalized support

Keep money invested and gain growth potential

Maintain flexible access to their assets

Processing Lump Sum Separation Pay

Get the details on how employees leaving state service can use their final paycheck to support their financial goals.

Explore participant benefits of contributing lump sum pay and how it works.

Find checklists and tools for handling employees’ lump sum separation pay.

This step-by-step workbook helps employees calculate lump sum contribution elections.

Check out a video series that breaks down the lump sum separation process.
A woman in her early 30s sits at a desk looking at her laptop, taking advantage of the virtual support from Retirement Specialists.

Get more hands-on support

Our Retirement Specialists can provide workshops, webinars and one-on-one support to guide your employees through lump sum election and other close-to-retirement topics.

Contact us