No matter your investment style, Savings Plus has an option for you

Knowing your investment style can help you make the best investment decisions. Most investors fall into three categories:

  • Do it for me
  • Manage it for me
  • Do it myself
To help determine your investment options, you will need to know your investor personality. If you are unsure about your investor personality, the following quick survey can help. Write your scores for each question in the right-hand column. Remember, your assessment should only be used as a suggested guideline.

1. How would you rate your knowledge of the following investing concepts?

Excellent Average Poor None Score
Asset allocation 3 2 1 0 ___
Investment risk 3 2 1 0 ___

2. How often do you perform the following tasks in your 401(k) and/or 457(b) account(s)?

Weekly Monthly Quarterly Yearly Score
Check your 401(k)/457(b) balance(s) 3 2 1 0 ___
Change the investments in your 401(k)/457(b) account(s) 3 2 1 0 ___

3. How confident are you that you understand the following aspects of your 401(k) and/or 457(b) account(s)?

Very Mostly Not Very Not at all Score
Investment choices 3 2 1 0 ___
Retirement income and savings rate projection tools 3 2 1 0 ___

4. How confident are you about your ability to:

Very Mostly Not Very Not at all Score
Choose the right investments 3 2 1 0 ___
Forecast your income needs in retirement 3 2 1 0 ___

5. In the past, how satisfied have you been in your ability to:

Very Mostly Not Very Not at all Score
Choose the right investments 3 2 1 0 ___
Know the right time to make changes to your portfolio 3 2 1 0 ___

Total Score: _______

Total score Likely investing personality Possible Investment Service
Under 15 Do it for me or Manage it for me Consider using a Target Date Fund or enrolling in the Professional Management program.
15 or more Do it myself Consider using the Savings Plus core investment funds and possibly opening a Personal Choice Retirement Account (PCRA) for additional choices.
You can also use our My Investment Planner, our online advice tool to help you make decisions.
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