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Investment options and concepts

Use our materials to help you make the right investment decisions for you.

Get fund information and determine your investment style

See investment options for the Plan and download their fact sheets.

Get investment performance and expense data.

3 ways to build your investment portfolio

Help me do it

Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. Consider asset allocation funds or target date funds.

Do it myself

Find your investment style and suggested asset mix based on your target retirement date, personal goals and tolerance for risk. Log in to use the tool.

Do it for me

Log in to see whether your plan offers Nationwide ProAccount®, a service that manages your investments for you. It’s based on personalized information you provide, giving you a customized investment mix.

We offer a self-directed brokerage account (SDBA) for experienced investors who may want to direct investments to a wider variety of options.

Learn some key investing concepts

More information about the investment line-up

Investment Policy Statement

Read about the Program’s investment objectives, guidelines, and performance standards for the management and oversight of each component of the Program’s investment portfolio.

SavingsPlus watch list

See which investments are being monitored for removal from the fund line-up.

Excessive trading (also known as market timing) is the practice of buying and selling investments frequently in an attempt to capitalize on short-term movements or pricing disparities in the market. This practice increases fund expenses, which results in higher fees and adversely affects fund performance for all participants invested in the fund.

Designed to protect our participants from the potential negative impacts of market timing, our current excessive trading policy imposes a 2.0 percent redemption fee on the sales of assets in the Target Date Funds, the International Fund, and the International Index Fund if the sale occurs within 30 calendar days of purchase. Learn more about Savings Plus' Transfer Restrictions and Redemption Fees.

Proceeds from such fees flow back into the unit value of the affected funds to compensate for the increased costs resulting from the frequent trading activity.

The redemption fee does not apply to trades associated with Nationwide ProAccount®.