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About Savings Plus

Enroll in our voluntary retirement program that offers a 401(k) Plan and a 457(b) Plan.

Who we are

We are a voluntary and valuable retirement program, offered by the California Department of Human Resources (CalHR). Enrollment allows you to supplement your retirement benefits through pre-tax and Roth payroll contributions.

Savings Plus is complementary to your CalPERS pension, and we offer a 401(k) and 457(b) that help bridge any gap in what you will need in retirement, and the amount that your pension, savings, and Social Security will replace.

Our mission

To enthusiastically serve our fellow California State employees and their families by empowering them to achieve and maintain a brighter financial future.

Savings Plus offers you

Personal assistance with licensed and non-commissioned retirement specialists

Ease of savings with Pre-tax or Roth options

Lower fees and investment operating expenses

Diverse investment options from which to build your portfolio

Important resources

Take a look at how Savings Plus and CalPERS differ.

More about our other plan, Part-Time, Seasonal, and Temporary Employees Retirement Program (PST)

You are eligible to enroll in a Savings Plus 401(k) and 457(b) Plan if you:

  • Are currently employed by the State of California or the California State University (CSU) system, and you are eligible for membership in CalPERS, the Legislators’ Retirement System, or the Judges’ Retirement System
  • Separate from California State and CSU system employment and return to service as a "rehired annuitant" (The term "rehired annuitant", used in the CSU system, is also known as "retired annuitant" among state employees)
  • Are an active participant in the Part-time, Seasonal, and Temporary (PST) Employee Retirement Program
View our State Leaders Benefit Kit for Plan details and resources.