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Schedule a meeting with your local retirement specialist or join a webinar to learn more about the Savings Plus Program.

To locate your local Retirement Specialist, view our Savings Plus Rep Map, or contact our Solutions Center at 1-855-616-4776.


Local Retirement Specialists

Justin Bailey

Justin Bailey, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-307-7028  
Counties: Sacramento
Email: Justin.Bailey@Nationwide.com

Justin started working in the financial service industry in 2007 and has been a licensed Retirement Specialist with Savings Plus since 2020. He graduated from California State University, Sacramento with a Bachelor’s degree in Finance, holds FINRA Series 7, 66, California Life, Health Insurance, and Variable Contracts licenses, and is an Accredited Asset Management Specialist (AAM©). Justin takes pride in helping participants make the best-informed decisions on behalf of their retirement savings.

Jasmine Bauer

Jasmine Bauer, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-424-274-7148
Counties: Los Angeles, San Bernardino, and Ventura
Email: Jasmine.Bauer@Nationwide.com 

Jasmine started working in the financial service industry in 2012 and has been a licensed Retirement Specialist with Savings Plus since 2017. Prior to joining the Savings Plus team, she assisted in the wealth management of private sector clients. She’s also served as an advisor to non-profit and public sector retirement plans throughout Southern California. She holds FINRA Series 7, 63, 66, California Life, Health Insurance, and Variable Contracts licenses. Jasmine is passionate about helping people plan and save for their retirement. "There’s no greater gift than the sigh of relief shared by a participant who sees all their hard work and savings payoff when their retirement dreams are truly within reach."

Johnny Chang

Johnny Chang, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-299-0531
Counties: Butte, Colusa, Del Norte, Glenn, Humboldt, Lassen, Modoc, Nevada, Placer, Plumas, Sacramento, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, Yolo, and Yuba
Email: Johnny.Chang@Nationwide.com 

Johnny started working in the financial service industry in 2008 and has been a licensed Retirement Specialist with Savings Plus since 2012. He graduated from Columbia College with a Bachelor’s degree in Finance, holds FINRA Series 7, 66, California Life, Health Insurance, and Variable Contracts licenses, and is a Chartered Retirement Planning Counselor (CRPC©). Johnny is passionate about helping people make smart financial decisions by teaching them sound financial principles that reflect their values.

Jay Javier

Jay Javier, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-916-882-3710
Counties: Alpine, Amador, Calaveras, El Dorado, Inyo, Madera, Mariposa, Merced, Mono, Sacramento, San Joaquin, Stanislaus, and Tuolumne
Email: Jay.Javier@Nationwide.com 

Jay started working in the financial service industry in 2000 after serving in the US Air Force from 1995 to 1999. He has been a licensed Retirement Specialist with Savings Plus since 2015. He currently holds FINRA Series 7, 65, and 66 licenses and is a Certified Retirement Counselor (CRC®). Jay enjoys providing solutions to complex retirement situations, a feeling that’s priceless.

Martha Ocampo

Martha Ocampo, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-760-478-9403
Counties: Imperial, Orange, Riverside, and San Diego
Email: Martha.Ocampo@Nationwide.com 

Martha started working in the financial industry and has been a licensed Retirement Specialist with Savings Plus since 2017. She graduated from California State University, Fullerton with a Bachelor’s degree in Marketing, holds FINRA Series 6, 63, 65, California Health, Life and Variable Insurance licenses. Martha shares her passion for inspiring confidence. She wants people to feel confident that they have the information to make financial decisions.

Sherri Panttaja

Sherri Panttaja, Sr. Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-559-254-3152
Counties: Fresno, Kern, Kings, Monterey, San Benito, San Luis Obispo, Santa Barbara, and Tulare
Email: Sherri.Panttaja@Nationwide.com 

Sherri started working in the financial services industry in 2009 and has been a licensed Retirement Specialist with Savings Plus since 2018. She graduated from the University of California, San Diego with a Bachelor’s degree in Biochemistry and Personal Financial Planning, holds FINRA Series 6, 63, 65, California Health, Life and Variable Insurance licenses, and is a Certified Retirement Counselor (CRC®). Sherri values and enjoys traveling throughout her area meeting employees and helping them plan and prepare for retirement.

Victor Tawn

Victor Tawn, Retirement Specialist
Schedule an online appointment
Learn about your Retirement Specialist
Phone: 1-415-710-6188
Counties: Alameda, Contra Costa, Lake, Marin, Mendocino, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano, and Sonoma
Email: Victor.Tawn@Nationwide.com 

Victor started working in the financial service industry in 2000 and has been a licensed Retirement Specialist with Savings Plus since 2016. He graduated from San Francisco State University with a Bachelor’s degree in Banking and Finance, holds FINRA Series 7, 66, California Health, Life and Variable Insurance licenses. Victor recognizes that financial literacy isn’t common place, so he arms himself with experience in the financial area to help participants navigate the rigors of financial planning. He’s passionate about sharing his knowledge to better the lives of individuals and their families.

Ralph Hoskins

Holistic Financial Planning

Savings Plus offers you a holistic financial assessment that will provide insights into your preparedness for specific financial goals. The experience leverages modern financial analysis tools and expertise to help you make informed decisions related to improving your preparedness and action steps for all of your financial goals.

Ralph Hoskins, Personal Retirement Consultant (PRC)
Schedule an online appointment
Learn about your Personal Retirement Consultant
Phone: 1-916-538-7442
Email: Ralph.Hoskins@Nationwide.com 

Ralph started working in the financial services industry in 2009 and joined Savings Plus as a Retirement Specialist in 2014. In 2020, he became a Personal Retirement Consultant, serving the advanced planning needs of Savings Plus participants statewide. He graduated from Bowling Green State University with a Bachelor’s degree in English, holds FINRA Series 6, 7, 63, 65, California Health and Life Insurance licenses. He’s been a Certified Financial Planner (CFP®) since 2013. His favorite part of the job is helping participants separate investing "noise" from investment knowledge.

Tina Schelske Nelson

Tina Schelske Nelson, Walk-in Center Office Manager
Learn about your Office Manager
Phone: 1-916-307-5715
Email: schelst@nationwide.com 

Tina started her career with Nationwide in 1987 and has been serving Savings Plus since 2015. She graduated from California State University, Fullerton, with a Bachelor’s degree in Communication. She has a passion for customer service and assisting the needs of the participants.

Tina is available at the Savings Plus Walk-in Center, Sacramento CA.
1810 16th Street
Room 108
Sacramento, CA 95811

Hours: 8 a.m. to 5 p.m. (PT) Monday through Friday (excluding State holidays)

Our Sacramento Walk-in Center remains closed, but you may schedule a virtual appointment.

Keep in mind that information provided by registered representatives is for informational purposes only.


Local Retirement Leadership

Michelle Murphy

Michelle Murphy, Program Director
Email: michelle.murphy@nationwide.com 

Michelle serves as the Program Director for Savings Plus. She started her career in 1993 working with both Public and Private Sector Retirement Plans. She graduated from East Stroudsburg University with a Bachelor’s in Economics and a Master of Business Administration from Pepperdine University. She holds a Series 6, 63, 65, & 26 along with the California Health, Life and Variable Insurance licenses. She holds an Accredited Investment Fiduciary designation, AIF®, a Certified Business Coach, CBC®, and a Certified Retirement Councilor (CRC©). Michelle shares her passion encouraging people to start savings early, as we can’t control growing older, we can control the choices we make now that will greatly affect the quality of our retirement.

Representatives do not offer investment advice.